Additional Services

 Visa® Debit Check Card

 Lost/Stolen Visa Cards



The better way to make all of your everyday purchases. The Visa® Debit Card offers control, security and convenience – you may never write another check again.

Use wherever Visa® is accepted.

  • Also functions as an ATM card,
  • Security safeguards include your own personal identification number
  • Visa debit cards are a convenient and secure way to pay anytime, anywhere. 

A Visa Debit card works like a check, only better. When you make purchases, the amount is deducted directly from your checking account, but you also enjoy added convenience and security protections. Security safeguards include your own PIN (Personal Identification Number). 


FAQ EMV Security


What is EMV chip card technology?

EMV (Europay, Mastercard, Visa) chip card technology is a global collaboration and standard for increasing the security of debit and credit card transactions. A special microchip is embedded in the card, which adds another layer of security to cards when used at a chip-enabled terminal. Simply put, it's a more secure way to pay.

Farmers State Bank is in the process of switching to this more secure payment technology. We are currently reissuing all debit cards with chip cards.

 I got my chip card today.  What do I need to do now?

First, please activate your chip card by calling the number on the activation sticker. Activating your chip card cancels your old card, so there is no need to call in to cancel it. However, your old card will automatically be canceled to protect the security of your account, so it's best to activate your chip card as soon as you get it.

Why should I know my PIN? I always choose "credit" during a purchase. 

With the new chip card technology, some merchants are only allowing debit transactions, requiring you to know your PIN. If you have forgotten your PIN or would like a new one, please call us for a PIN reset at .  1-800-567-4561

How will it work? 

Using your new chip card will be easy. If a business is chip card capable, you will “dip” your card instead of swiping it. Your magnetic strip will still work for businesses who do not yet accept chip cards. As the U.S. shifts progressively to chip card technology, you will “dip” your card more often.  

What are the benefits to me?

Increased security and reduced fraud potential are the biggest benefits of chip card technology. Migrating to a chip card will also make overseas payments much easier since the majority of the world has already migrated to chip card technology

 Visa Special Offers

Reloadable Cards

Looking for an easy budgeting tool? The Reloadable Card from Farmers State Bank is a prepaid card that works like a checkless checking account. You can direct deposit paychecks, shop and pay bills online, get cash at ATMs, and use it virtually anywhere. Plus there’s no credit check.

Say hello to freedom with the Reloadable Card from Farmers State Bank.

Features and Benefits:

  • Direct Deposit Paychecks
  • No Credit Check* - just load and go
  • More Control – Customers spend only what they load
  • Use Where Debit Cards Are Accepted
  • User Online Or Over The Phone – It’s safe and secure
  • Get Cash at ATMs
  • Text Alerts – Customers can manage their money on the go
*Subject to identification verification.

Gift Cards

Farmers State Bank Gift Cards are Perfect For:

Birthdays Housewarmings
Weddings Graduations
Baby Showers Christmas Gifts
Anniversaries Just Because...


Makes shopping quick and convenient while allowing them to purchase the gift of their choice!

Gift cards can be used at any place VISA is accepted.


Wire Transfers

Need to get money or receive money fast? Electronically move funds in and out of your account.

Money Order or Cashier's Check

Don't want to write a personal check? Take advantage of our Personal Money Orders and Cashier Checks which are available for your convenience.