Rates

Deposit Accounts

All rates are current as of June 17, 2025 and are subject to change.

Account Type	Minimum Deposit to Open Account	To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Savings	$100	$100	0.60%	0.60%
Gold Star Int Checking	$1,000	$1,000	0.28%	0.28%
Super NOW Checking	$2,000	$2,000	0.50%	0.50%
Money Market Account	$2,500	$2,000	0.50%	0.50%
Money Market Plus Account	$25,000	$25,000	0.55%	0.55%
Money Market Plus Account	$50,000.01	$50,000.01	0.60%	0.60%
Money Market Plus Account	$100,000.01	$100,000.01	0.70%	0.70%
Money Market Plus Account	$250,000.01	$250,000.01	0.80%	0.80%
Money Market Plus Account	$500,000.01	$500,000.01	0.90%	0.90%

Certificates of Deposit (CD)*

Account Type	Minimum Deposit to Open Account	To Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
91 Day CD	$1,000	$1,000	1.30%	1.31%
182 Day CD	$1,000	$1,000	2.45%	2.48%
182 Day CD	$50,000	$50,000	3.90%	3.97%
1 Year CD	$1,000	$1,000	2.30%	2.32%
1 Year CD	$50,000	$50,000	3.70%	3.76%
18 Month CD	$1,000	$1,000	2.40%	2.43%
2 Year CD	$1,000	$1,000	2.50%	2.53%
30 Month CD	$1,000	$1,000	2.50%	2.53%
3 Year CD	$1,000	$1,000	2.70%	2.73%
4 Year CD	$1,000	$1,000	2.70%	2.73%
5 Year CD	$1,000	$1,000	2.80%	2.84%

Individual Retirement Accounts (IRAs)*

*A substantial penalty is assessed on funds withdrawn prior to maturity on all time deposit accounts.
*Ask us for further information about these accounts.
*Fees could reduce the earnings on the account. For further information, please contact us.
 

Account Type	Minimum Deposit to Open Account	To Obtain Annual Percentage	Yield Interest Rate	Annual Percentage Yield
18 Month IRA	$500	$500	2.40%	2.43%
2 Year IRA	$500	$500	2.50%	2.53%
30 Month IRA	$500	$500	2.50%	2.53%
3 Year IRA	$500	$500	2.70%	2.73%
4 Year IRA	$500	$500	2.70%	2.73%
5 Year IRA	$500	$500	2.80%	2.84%