Are you looking for a
Personal or Business
checking account?

Personal Business

Please contact us about
our Business Checking
Account.

Contact Us

 
   

Are you interested in using our best
checking account that also includes
identity theft protection, credit
monitoring and Cell Phone Insurance?

Yes No

Please contact us about
our Select Checking
Account.

Contact Us

 

 

 

Are you 55 years old
or older?

Yes No

Please contact us about
our Senior Checking
Account.

Contact Us

 

 

 

Do you intend to
maintain a minimum
balance of
$1,000.00?

Yes No

Please contact us about
our Select Checking
Account.

Contact Us

 
   

Is it ok if your
checking account
provides only
e-statements?

Yes No

Please contact us about
our Select Checking
Account.

Contact Us

 
   

Please contact us about
our eChecking Account.

Contact Us

   

 

Start Again?

Checking Accounts

Our checking accounts are all about options.

Do you write a lot of checks each month or just a few? Do you keep a little extra cushion in your account at all times or do you run pretty tight each month? We've created different checking accounts from eChecking to Senior Citizens. You can choose the product that's right for you.

Check Re-Order

 

Checking Accounts
 eCheckingSelect CheckingSenior CheckingCommercial Checking
If you want

Modern conveniences and limited charges

Free Features include Online Banking, Mobile App and Remote Capture

Our most popular full featured account! IDProtect®, Cell Phone Insurance Up to $400*, Credit File Monitoring2*, Check Images

Free Features include Online Banking, Mobile App and Remote Capture

Benefits from being 55 years old or older

Free Features include Online Banking, Mobile App and Remote Capture

Business Account
Minimum balance to open $50 $100 $25 $100
Minimum balance required to avoid maintenance fee No minimum $1,000 None N/A
Monthly maintenance fee $3 $7 with eStatements
$10 without eStatements
None Based on volume of activity and balance
Earn Interest No No No No
Other Components Must receive only eStatements. Must buy checks. Statements include document images. Must buy checks. Registration required for some credit monitoring benefits. Must buy checks. An earnings credit will be calculated based on average collected balance during statement cycle to reduce service charge.
Eligibility Must sign up for eStatements All Depositors Depositors 55 years and older Businesses

 

Interest Bearing Checking Accounts
 Gold Star Interest BearingSuper Now
If you want Unlimited checking Interest account
Minimum balance to open  $1,000 $2,000
Minimum balance required to avoid maintenance fee  $500 $2,000
Monthly maintenance fee if minimum balance required is not met $10 each statement cycle if the balance drops below $500 $15 each statement cycle if the balance drops below $2,000
Withdrawal fee (if applicable)  $0 $0.25 for each debit transaction in excess of 20 withdrawals during a statement cycle
Other Components You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. You must maintain a minimum balance of $2,000.00 in the account each day to obtain the disclosed annual percentage yield.
Eligibility Individuals, sole proprietorships, non-profit organizations, government entities

 

Rates Fees

*Registration/Activation Required
**Cellular Telephone Protection1 OR Cell Phone Protection1 Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies.  Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account)
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit.

2Credit file monitoring from Experian, Equifax, and TransUnion will take several days to begin following activation.