Rates

All rates are current as of January 31, 2023 and are subject to change.

Deposit Accounts
Account TypeMinimum Deposit to Open AccountTo Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Savings $100 $100 0.35% 0.35%
Gold Star Int Checking $1,000 $1,000 0.03% 0.03%
Super NOW Checking $2,000 $2,000 0.25% 0.25%
Money Market Account $2,500 $2,000 0.25% 0.25%
Money Market Plus Account $25,000 $25,000 0.25% 0.25%
Money Market Plus Account $50,000.01 $50,000.01 0.35% 0.35%
Money Market Plus Account $100,000.01 $100,000.01 0.45% 0.45%
Money Market Plus Account $250,000.01 $250,000.01 0.55% 0.55%
Money Market Plus Account $500,000.01 $500,000.01 0.65% 0.65%

 

Certificates of Deposit (CD)*
Account TypeMinimum Deposit to Open Account To Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield 
91 Day CD  $1,000   $1,000   0.75%  0.75% 
182 Day CD $1,000   $1,000  1.55%  1.56% 
182 Day CD  $50,000  $50,000   1.65%  1.66% 
1 Year CD $1,000 $1,000 1.80%  1.82% 
1 Year CD  $50,000  $50,000   1.90%  1.92% 
18 Month CD  $1,000  $1,000 1.90%  1.92% 
2 Year CD $1,000  $1,000  1.95%  1.97% 
30 Month CD  $1,000  $1,000 1.95%  1.97% 
3 Year CD  $1,000  $1,000  2.15%  2.17% 
4 Year CD $1,000 $1,000 2.15% 2.17%
5 Year CD $1,000 $1,000 2.25% 2.27%

 

Individual Retirement Accounts (IRAs)*
Account TypeMinimum Deposit to Open AccountTo Obtain Annual PercentageYield Interest RateAnnual Percentage Yield
18 Month IRA $500 $500 1.90% 1.92%
2 Year IRA $500 $500 1.95% 1.97%
30 Month IRA $500 $500 1.95% 1.97%
3 Year IRA $500 $500 2.15% 2.17%
4 Year IRA $500 $500 2.15% 2.17%
5 Year IRA $500 $500 2.25% 2.27%

 

*A substantial penalty is assessed on funds withdrawn prior to maturity on all time deposit accounts.
*Ask us for further information about these accounts.
*Fees could reduce the earnings on the account. For further information, please contact us.